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The bank where I have been a member for 22 years has change machine (like coinstar) that I return all my pennies to. Its much easier than rolling them! The machine is touchy and spits out dirty or damaged coins. Usually when I search I throw the bad one into a separate pile so I won’t ruin the machine. Well today I rolled up 4.5 rolls of those crusty, half missing, unreadable, unmentionable coins and headed to the bank. When it was my turn in line, I was called over to the teller window. Oh boy a new girl and she can’t be much over 18, this was going to be fun. I handed her the rolls which were clearly marked DIRTY in black magic marker. I told her that I did not want to run them through the machine, it would not accept them anyway. She opened a roll, made an awful face and said, “Sir we cannot accept them”. I said why, it is still money. She said that they can’t hand them back out in that condition and I should store them in a better place other than my garage. I gave her a look and then saw one of the older tellers down the roll smiling. I said “ This is the way I received them! Then with a curious look on her face she said “Why do you always return so many pennies, where do you get them all? I told her I was a volunteer for the citizens of the USA and I along with many other volunteers, we’re inspecting coins post mint. I get the pennies from other banks in the area. I explained that I and the other volunteers were removing manufacturer’s defects. We could not have you cut yourself on a ragged clip, or it would be embarrassing if someone visiting from another country saw a coin with doubling on it or some other mistake done at the mint. Strictly volunteer! After all, how many of those type of coins do you run into here at the bank? She said the only thing she notices are the dirty coins that come in. Then I said, I return the good ones back here because I am a member and want you to have the best coins at this bank. She was buying the whole story! I finished the story by telling her that we were not responsible for the dirty or damaged coins. That was the banks job to send those back to the FED. We just handle manufacturer’s defects. Then I pushed the rolls back towards her and said, “here, these are yours to return, and you owe me $2.50. She smiled and said ok. As I walked away, I looked back and she looked like a deer in the headlights, wondering to herself what just happened. The older tellers were all laughing. 
On a serious note, this is getting to be a problem, Banks don’t want those crusty things, they mess up the machines, they are not nice to handle. Just in the past 10 years, coins are getting terrible to handle. These counting companies must keep them outside until its their turn to be rolled. I just found a 2012 that was almost a quarter gone and you could not tell what the heck it was. I think its time the FED starts removing the trash!
On a serious note, this is getting to be a problem, Banks don’t want those crusty things, they mess up the machines, they are not nice to handle. Just in the past 10 years, coins are getting terrible to handle. These counting companies must keep them outside until its their turn to be rolled. I just found a 2012 that was almost a quarter gone and you could not tell what the heck it was. I think its time the FED starts removing the trash!
. Thanks for sharing.
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